174 W 7th Street

Peru, IN
$ 239,900 Beds 3 Baths 1.5 Sq 1,679 Virtual Tour
Monthly Estimate* How much can I afford?

Extensively renovated and move-in ready, this character-filled home offers 1,679 SF plus a 138-SF three-season room not included in the reported living area. The remodel was completed from top to bottom with new drywall, updated electrical and plumbing, a renovated kitchen and baths, updated flooring, and refinished hardwood floors in the main living areas. A new metal roof, gutters, soffits, and real stone porch detailing add lasting value and curb appeal. Inside, the flexible floor plan includes a formal living room, dining room, den with fireplace, additional flex space, main-level bedroom, and main-level laundry. The light-filled three-season room provides even more space to relax or entertain, with warm wood detailing and tile flooring. The renovated kitchen features upgraded cabinetry, fixtures, and appliances, while both bathrooms offer coordinating maple vanities and updated finishes. Upstairs are two additional bedrooms with individual split-unit systems for personalized comfort. Outside, enjoy a fenced backyard and oversized 2.5-car garage with a dedicated electrical panel and room for vehicles, storage, hobbies, or a workshop. Conveniently located near downtown Peru with easy access to Kokomo, Wabash, and surrounding communities.

Single Family

  • Price
  • $ 239,900
  • City
  • Peru
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • MIAMI
  • Half Bathrooms
  • 1
  • Area
  • Peru
  • Lot Size
  • 0.1 Acres
  • Zip
  • 46970
  • Sqr Footage
  • 1,679
  • Year Built
  • 1870
  • Taxes
  • $ 1710
  • Style
  • Traditional
  • MLS#
  • 202617000
Listed By: Angela Arnold with eXp Realty, LLC; Cell: 317-983-4663
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air,Other Heating System
Kitchen Level Main
Cooling Central Air,Other
Laundry Y/N Main
Fireplaces Yes
Garage Detached
Amenities Ceiling Fan(s),Closet(s) Cedar,Deck Open,Detector-Smoke,Dryer Hook Up Electric,Main Level Bedroom Suite,Formal Dining Room,Main Floor Laundry,Washer Hook-Up,Other-See Remarks
Status Active
Full Baths 1
Half Baths 1
Bathrooms 2
Year Built 1870
New Construction No
Subdivision Shirks
Style One and Half Story
Township Peru
Class RESIDENTIAL
Type Site-Built Home
Age 156
Lot Number 4
FIPS Code 18103
Associated Document Count 8
REO No
Status Active
Auction Y/N No
Common Amenities Sidewalks
Dining Room Level Main
Annual Taxes 1710
Area Miami County
Location City/Town/Suburb
High School Peru
City Peru
School District Peru Community Schools
Assoc. Dues Frequency Not Applicable
Energy Efficient Appliances,Doors
Architectural Style Traditional
Total Sq Ft 2087
Elementary School Elmwood/Blair Pointe
Middle School Peru
Legal Description 021-76418-00 SHIRKS 3RD AD W1/2 LOT 4 43 064 18000
Agent First Name Angela
Agent Last Name Arnold
DOM 125
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,FHA,USDA,VA

Interior Features

Basement Crawl,Partial Basement
Fireplace(s) 1
Flooring Hardwood Floors,Other
Other Room 1 Level Main
Kitchen Length 15
Laundry Room Width 5
Laundry Room Length 6
Kitchen Width 14
Beds 3
Total Rooms 8
Dining Room Length 12
Dining Room Width 12
Fireplace Fireplace Screen/Door,Wood Burning
Living Room Width 11
Den Length 12
Den Width 14
Other Room 1 Description Mud Room/Foyer
Living Room Length 15
Full Baths Main 1
Total Finished SqFt 1679
Basement Y/N Yes
Other Room 1 Length 9
Other Room 1 Width 4
Above Grade Bedrooms 3
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 15
2nd Bedroom Level Upper
2nd Bedroom Width 11
3rd Bedroom Length 12
3rd Bedroom Level Upper
3rd Bedroom Width 9
Above Grade Finished SqFt 1679
Below Grade Unfin. SqFt 408
Extra Room Description 3 Season Room
Extra Room Length 17
Extra Room Level Main
Extra Room Width 8
Living/Great Rm Level Main
Main Level SqFt 1271
Basement Material Block,Stone

Exterior Features

Exterior Stone,Vinyl,Wood
Pool No
Garage Length 22
Garage Width 30
Lot Size Area 4488
Lot Dimensions 34X132
Lot Description Level
Fence Chain Link
Garage SqFt 660
Approx. Lot Size Acres 0.1
Energy Efficient Doors/Windows Energy Star Doors
Garage Capacity 2.5
Off Street Parking Y/N Yes
ROOF MATERIAL Metal
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Elmwood/Blair Pointe Elementary School
Middle School Peru Middle School
High School Peru High School

Price History

5/7/2026 Listed $259,900
5/26/2026 5% - $247,000
9/8/2026 3% - $239,900

Property vs Zip Code Average in 46970

Price
AVG $290K
$240K
Taxes
AVG $6,100
$1,710
Year Built
AVG 1938
1870
Visits
AVG 27
62
Data Provided by Inside Real Estate®

Areas That We Cover

174 W 7th Street Peru, IN is a Single Family Home for sale at $239900 with 1679 sqft and a lot size of 0.1 Acres Acre(s). 174 W 7th Street Peru has 3 bedrooms, 1 baths and was built in 1870. The property's zip code is 46970 which is in Peru, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.