56039 Rio Lindo Drive

Elkhart, IN
$ 399,900 Beds 4 Baths 2.5 Sq 3,144 Virtual Tour
Monthly Estimate* How much can I afford?

*OPEN HOUSE SAT 9/12 FROM 12:30-2PM*Discover this move-in ready, beautifully crafted home where timeless quality meets modern comfort. From the moment you enter, you'll appreciate the bright, welcoming interior filled with natural light from expansive windows, skylights, and a soft neutral color palette. The open-concept layout is ideal for both everyday living and entertaining, anchored by a striking double-sided brick gas log fireplace that serves as the centerpiece of the main living areas with new carpet. Custom built-ins can be found throughout the home, highlighted by a stunning wall of handcrafted Amish hardwood cabinetry. These exceptional features reflect outstanding craftsmanship, adding warmth, character, and lasting value that is difficult to find. Enjoy peaceful wooded views from nearly every room, creating a private, tranquil setting that brings the outdoors in. With four generously sized bedrooms, there's plenty of space for family and guests. The spacious primary suite offers a true retreat with four separate closets and a recently refreshed ensuite bath featuring new laminate flooring, new plumbing fixtures. The lower level provides additional living space with a large partially finished area that's perfect for a media room, game room, home gym, or recreation space. An immaculate laundry room with epoxy flooring and a utility sink adds convenience and functionality. Deeded River Access Your Private Escape. Step outside to a serene backyard designed for relaxation. The expansive deck overlooks the wooded landscape, providing the perfect setting for morning coffee, outdoor dining, or entertaining. As an added bonus, this property includes deeded access to the St. Joseph River, offering the opportunity to fish, launch a kayak, or simply enjoy the peaceful waterfront lifestyle just moments from your home. Blending custom craftsmanship, natural beauty, and modern updates, this exceptional property offers a rare opportunity for buyers seeking quality, privacy, and a truly special place to call home.

Single Family

  • Price
  • $ 399,900
  • City
  • Elkhart
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • ELKHART
  • Half Bathrooms
  • 1
  • Area
  • Cleveland
  • Lot Size
  • 0.57 Acres
  • Zip
  • 46514
  • Sqr Footage
  • 3,144
  • Year Built
  • 1967
  • Taxes
  • $ 2688
  • Style
  • Traditional
  • MLS#
  • 202632020
Listed By: Jan Lazzara with RE/MAX 100; Cell: 574-532-8001
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Lower
Fireplaces Yes
Garage Attached
Amenities 1st Bdrm En Suite,Built-In Bookcase,Ceiling-Cathedral,Ceiling Fan(s),Closet(s) Walk-in,Deck Open,Dryer Hook Up Gas,Eat-In Kitchen,Garage Door Opener,Open Floor Plan,Range/Oven Hook Up Gas,Stand Up Sh
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1967
New Construction No
Subdivision Oak Manor
Style Two Story
Township Cleveland
Class RESIDENTIAL
Type Site-Built Home
Age 59
Lot Number 6
FIPS Code 18039
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Common Amenities None
Annual Taxes 2688.82
Area Elkhart County
Location City/Town/Suburb
High School Elkhart
City Elkhart
School District Elkhart Community Schools
Assoc. Dues Frequency Not Applicable
Architectural Style Traditional
Total Sq Ft 3144
Elementary School Woodland
Middle School West Side
Legal Description RIO LINDO ESTATES LOT 6 1/7 INT IN ACCESS PROPERTY
Agent First Name Jan
Agent Last Name Lazzara
DOM 34
Tax Year 2025
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Full Basement,Partially Finished
Fireplace(s) 1
Flooring Hardwood Floors,Carpet,Tile
Kitchen Length 20
Laundry Room Width 6
Laundry Room Length 11
Kitchen Width 8
Beds 4
Total Rooms 9
Breakfast Room Length 16
Breakfast Room Width 10
Fireplace Living/Great Rm
Family Room Width 16
Living Room Width 13
Den Length 20
Den Width 12
Family Room Length 16
Living Room Length 21
Full Baths Upper 2
Total Finished SqFt 3144
Basement Y/N Yes
Above Grade Bedrooms 4
Half Baths Main 1
1st Bedroom Level Upper
1st Bedroom Width 13
2nd Bedroom Length 12
2nd Bedroom Level Upper
2nd Bedroom Width 11
3rd Bedroom Length 11
3rd Bedroom Level Upper
3rd Bedroom Width 10
4th Bedroom Length 14
4th Bedroom Level Upper
4th Bedroom Width 13
Above Grade Finished SqFt 2360
Below Grade Finished SqFt 784
Living/Great Rm Level Main
Basement Material Poured Concrete

Exterior Features

Exterior Brick,Vinyl
Driveway Concrete
Pool No
Garage Length 24
Garage Width 22
Lot Size Area 24786
Lot Dimensions 100X248
Lot Description 0-2.9999
Fence None
Garage SqFt 528
Water Features None
Well Type Private
Approx. Lot Size Acres 0.57
Garage Capacity 2
ROOF MATERIAL Asphalt
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Woodland Elementary School
Middle School West Side Middle School
High School Elkhart High School

Price History

8/6/2026 Listed $425,000
8/13/2026 2% - $419,900
8/29/2026 5% - $399,900

Property vs Zip Code Average in 46514

Price
AVG $500K
$400K
Taxes
AVG $3,666
$2,688
Year Built
AVG 1976
1967
Visits
AVG 57
201
Data Provided by Inside Real Estate®

Areas That We Cover

56039 Rio Lindo Drive Elkhart, IN is a Single Family Home for sale at $399900 with 3144 sqft and a lot size of 0.57 Acres Acre(s). 56039 Rio Lindo Drive Elkhart has 4 bedrooms, 2 baths and was built in 1967. The property's zip code is 46514 which is in Elkhart, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.