3132 County Road 427

Waterloo, IN
$ 599,000 Beds 3 Baths 3.5 Sq 3,710 Virtual Tour
Monthly Estimate* How much can I afford?

*** OPEN HOUSE SUNDAY 9/13 Noon-2:00PM*** Welcome to this exceptional ranch home situated on nearly 3.5 acres, offering the perfect combination of space, privacy, and convenience. Featuring approximately 3,700 square feet of living space, this open concept home offers 3 bedrooms, 3.5 baths, and an abundance of storage throughout. The heart of the home is the custom kitchen, which flows seamlessly into the spacious open living area. Just off the living room, you'll find a convenient wet bar and access to the deck, creating an ideal setting for entertaining or relaxing while enjoying the beautiful property. The full basement provides tremendous flexibility and storage for all your needs. The bonus room in the basement does have an attached full bathroom. The oversized laundry area includes an additional half bath with a urinalan uncommon but highly functional feature. The attached garage is nicely finished with custom cabinetry, providing excellent organization and workspace. Outside, a newer detached building offers even more possibilities and is heated and cooled for year-round use. Whether you envision it as a workshop, hobby space, home office, studio, recreation area, or additional storage, the possibilities are endless. Location is a major plus! The property is approximately 1/2 mile from DeKalb High School and Middle School, just 5 minutes from I-69, and directly across from the trails, providing convenient access to outdoor recreation. With nearly 3.5 acres, multiple outbuildings and gathering spaces, generous storage, and a fantastic location, this unique property offers an incredible opportunity to enjoy space and convenience all in one place.

Single Family

  • Price
  • $ 599,000
  • City
  • Waterloo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • DEKALB
  • Half Bathrooms
  • 1
  • Area
  • Grant
  • Lot Size
  • 3.382 Acres
  • Zip
  • 46793
  • Sqr Footage
  • 3,710
  • Year Built
  • 1965
  • Taxes
  • $ 2283
  • Style
  • Ranch
  • MLS#
  • 202634792
Listed By: Tony Ervin with Mike Thomas Assoc., Inc;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Garage Attached
Amenities Ceiling Fan(s),Countertops-Stone,Deck Open,Detector-Smoke,Garage Door Opener,Jet/Garden Tub,Near Walking Trail,Open Floor Plan
Status Active
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 1965
New Construction No
Subdivision None
Style One Story
Township Grant
Class RESIDENTIAL
Type Site-Built Home
Age 61
FIPS Code 18033
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 2283.32
Area Dekalb County
High School Dekalb
City Waterloo
School District Dekalb Central United
Assoc. Dues Frequency Not Applicable
Architectural Style Ranch
Total Sq Ft 4110
Elementary School Waterloo
Middle School Dekalb
Legal Description PT SE 1/4 Section 9 TWP 34 Range
Agent First Name Tony
Agent Last Name Ervin
DOM 16
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,FHA,USDA,VA

Interior Features

Basement Full Basement,Finished
Fireplace(s) 1
Kitchen Length 13
Laundry Room Width 10
Laundry Room Length 13
Kitchen Width 12
Beds 3
Total Rooms 10
Dining Room Length 12
Dining Room Width 12
Fireplace Living/Great Rm
Family Room Width 23
Living Room Width 21
Den Length 13
Den Width 12
Family Room Length 40
Living Room Length 26
Full Baths Main 2
Total Finished SqFt 3710
Basement Y/N Yes
Above Grade Bedrooms 3
Below Grade Baths 1
Full Baths Below Grade 1
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 15
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 15
3rd Bedroom Level Main
3rd Bedroom Width 11
Above Grade Finished SqFt 2348
Below Grade Finished SqFt 1362
Below Grade Unfin. SqFt 400
Extra Room Length 13
Extra Room Level Lower
Extra Room Width 12
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Pool No
Garage Length 29
Garage Width 24
Lot Size Area 147320
Lot Description Level
Fence None
Garage SqFt 696
Well Type Private
Approx. Lot Size Acres 3.382
Garage Capacity 2
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Waterloo Elementary School
Middle School Dekalb Middle School
High School Dekalb High School

Price History

8/25/2026 Listed $599,000

Property vs Zip Code Average in 46793

Price
AVG $310K
$600K
Taxes
AVG $1,019
$2,283
Year Built
AVG 1970
1965
Visits
AVG 61
7
Data Provided by Inside Real Estate®

Areas That We Cover

3132 County Road 427 Waterloo, IN is a Single Family Home for sale at $599000 with 3710 sqft and a lot size of 3.382 Acres Acre(s). 3132 County Road 427 Waterloo has 3 bedrooms, 3 baths and was built in 1965. The property's zip code is 46793 which is in Waterloo, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.